CLIENT SERVICES

FAMILY OFFICE ADVISORS analyzes the whole family economic picture,
not just stocks, bonds and mutual funds. Our strategy embraces allocation of
assets among various types of investments including securities, real estate,
insurance and other alternative investments. We take into account all aspects of the family's financial affairs.

We perform the following services based on client needs:

Initially

Step 1:  Analyze client goals and requirements, risk tolerances, investment time horizon, and investment preferences; assets and expected returns.

Step 2:  Develop a comprehensive asset allocation model and long-term strategy using mean-variance optimized analysis and Monte Carlo simulation.  Studies show that 90% of long-term investment success is based on this Step.

Step 3: Evaluate investment strategies for tax efficiency.

Step 4: Establish appropriate performance benchmarks

Step 5: Assist in selection and retention of investment

managers, products and/or funds.

Ongoing

• Monitor investment and manager performance, including changes, if any, in the manager's corporate structure or investment style.
• Compare performance to benchmarks established in Step 4.
• Coordinate investment policy and manage asset allocation changes.
• Review real estate, insurance, partnerships and other alternative investment opportunities.
• Assist in analyzing/effecting family needs including philanthropic, educational, retirement, succession, etc.
• Integrate custodian and trust services.